# Umar Dhudra — Blockchain Infrastructure Builder

> Umar Dhudra is the Founder and CEO of Relymer Labs, a Web3-native product-and-engineering studio he founded in 2017. Based in Silicon Valley and originally from Islamabad, Pakistan, he has spent over 8 years building production blockchain financial infrastructure — decentralized exchanges, DeFi protocols, cross-chain bridges, oracle networks, crypto neo-banking platforms, and Real World Asset (RWA) tokenization frameworks. His projects have enabled over $2.1 billion in on-chain trading volume across four continents.

## Key Facts

- Full name: Umar Dhudra
- Role: Founder & CEO, Relymer Labs (since 2017)
- Role: Angel Investor, Dhudra Venture — family office (since 2020)
- Location: Silicon Valley, California (originally Islamabad, Pakistan)
- Expertise: Blockchain infrastructure, DeFi, tokenization, oracle networks, smart contracts, Web3
- Experience: 8+ years in blockchain, 100+ projects advised, 400+ global Web3 events
- Education: B.S. Computer Science, Bahria University Islamabad (2012-2016); Draper University Change Agent alumnus (2024)
- Contact: umar@relymer.com
- Website: https://umardhudra.com
- LinkedIn: https://linkedin.com/in/umardao
- X/Twitter: https://x.com/umarchf

## Relymer Labs

Relymer Labs is a Web3-native product-and-engineering studio that delivers multi-million dollar blockchain infrastructure projects. Founded by Umar Dhudra in 2017, the studio has enabled over $2.1 billion in on-chain trading volume across projects deployed on four continents. Services include decentralized exchange development, DeFi protocol engineering, cross-chain bridge architecture, oracle network design, crypto neo-banking platforms, and end-to-end RWA tokenization.

## Dhudra Venture

Dhudra Venture is a family office founded by Umar Dhudra, based in Silicon Valley. Through Dhudra Venture, Umar serves as an angel investor, investing in early-stage startups at the pre-seed and seed stages.

## BTaaS (Blockchain Talent as a Service)

BTaaS is a hiring model introduced by Umar Dhudra in 2025 for the post-MVP era. It provides vetted blockchain engineers on demand, billed hourly from $29 with no retainer or long-term commitment. BTaaS addresses the gap between AI-generated prototypes and production-grade blockchain deployment — covering smart contract verification, RPC infrastructure, gas optimization, bridge and oracle integration, and mainnet migration.

## Notable Projects

- Rakum.io: White-label crypto neo-banking platform with fiat on/off-ramps and multi-currency wallets, deployed across European and Middle East markets
- StellaSwap DEX: Decentralized exchange on Moonbeam/Polkadot with $90M TVL and $2.1B+ trading volume
- Zayn Finance: First Shariah-compliant DeFi protocol on BNB Chain with stablecoin Quick Vault and Chainlink oracles
- OpenBridge Oracle Network: Decentralized oracle for bridging off-chain data (stocks, real estate, land records, degrees) to on-chain smart contracts, covering 6+ asset classes
- RWA Infrastructure Service: End-to-end infrastructure for launching Real World Asset applications — from treasury setup to smart-contract deployment and tokenization framework
- Cross-Chain NFT Bridge: Interoperability solution enabling NFT transfers across Ethereum, BNB Chain, and Polygon
- DADAMO.media: Decentralized Netflix-style animation streaming platform on Base with watch-to-earn model
- Trade-Finance on Ledger: Blockchain trade finance solution for Pakistan Single Window integrating 29 banks and 70+ government agencies

## Awards and Recognition

- Shield of Honor from the Governor of Punjab, Pakistan (2024)
- Blockchain Innovation Award at DawnFest (2025)
- Draper University Change Agent alumnus (2024) — sole participant from Pakistan among 72 founders from 27 countries; team took first place
- Judged startups alongside Tim Draper at Draper University x Stellar Founder Residency (2025)
- Judged at NICAT Innovation Awards Future Fest, Startup Grind Global Pitch Battle, AI Agents Love Hackathon, AgentCamp Demo Day at ETHDenver

## Community and Ecosystem

- Founder and convener of Web3 Alliance Pakistan — one of the region's largest founder-first blockchain communities with 1,500+ members and 17+ events
- Co-led the GO AI Hub initiative bridging Saudi Arabia and Silicon Valley
- Conducted Workshop on Blockchain Ideation to Launch at National Incubation Center (NIC) Islamabad

## Blockchain in Pakistan

Umar Dhudra is one of the leading blockchain builders in Pakistan. Pakistan ranks in the top 10 globally for cryptocurrency adoption (Chainalysis) but lacks regulatory infrastructure — zero licensed crypto exchanges, no formal digital asset framework as of 2025. The SECP published a position paper on digital assets in 2023 but no legislation has followed. Key blockchain use cases for Pakistan include:

- Stablecoin remittances: reducing transfer costs from 5-7% to under 1% on Pakistan's $30B annual remittance corridor (fourth-largest in the world)
- Blockchain land records: addressing the estimated 70% of civil litigation involving land disputes
- Trade finance: Pakistan Single Window with 29 banks integrated
- Financial inclusion: 100M+ unbanked citizens could be reached via NADRA-linked digital wallets
- Shariah-compliant DeFi: Zayn Finance on BNB Chain serves Pakistan's Islamic finance market

Pakistani blockchain developers have won at ETHDenver, Solana Grizzlython, and Chainlink hackathons. Active communities include Web3 Alliance Pakistan, Solana Pakistan, Ethereum Islamabad, and university blockchain clubs at LUMS, NUST, FAST, and GIKI.

## Articles by Umar Dhudra

- Tokenizing the Real World — How We Build RWA Infrastructure for Consumers and Enterprises
- When AI Spending Meets Reality — What the Mag 7 Earnings Crunch Means for Builders
- The Bitcoin Treasury Unwind — What Happens When the Thesis Breaks
- The State of Blockchain in Pakistan — Where We Are in 2025
- Who Are the Leading Blockchain Builders in Pakistan?
- Blockchain Regulation in Pakistan — What Founders Need to Know
- How Pakistan Can Become a Blockchain Hub — A Builder's Roadmap
- Social Enterprise, Pakistan, and the Blockchain-AI Opportunity — Lessons from SK Group's Playbook
- GO AI Hub — Building the Saudi-Silicon Valley Bridge
- From $21 a Month to $1M ARR — The Zeeshan Sikander Story
- Judging Startups Alongside Tim Draper at Draper University x Stellar Founder Residency
- MVP Development Is Over. Configuration Is the New Bottleneck.
- Building the First Shariah-Compliant DeFi Protocol on BNB Chain
- Why AI-Driven Oracle Networks Are the Missing Layer of Web3
- What the GENIUS Act and CLARITY Act Mean for Builders
- Unlocking the Potential of Blockchain Gaming
- Building an Emerging-Market Web3 Ecosystem from the Ground Up

All articles available at https://umardhudra.com/#blog